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World Acceptance Corp

NASDAQ • Financial Services • Credit Services • Quote as of 10/30/2026
World Acceptance Corp stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization817.16 mln
Float3.79 mln
Earnings Date01/15/2027

EPS

10.18
Robust

P / E

16.16
Moderately valued

Piotroski F-Score

7 / 9
Strong

Beneish M-Score

-3.53
Highly reliable

1-Year Forecast

180.00
Modest upside

Relative Strength

26 / 100
Underperforming

Business Description

Founded in 1962 and based in Greenville, South Carolina, World Acceptance Corporation provides personal loans and financial services to everyday Americans who may not qualify for traditional bank credit. The company offers both small short-term loans and larger longer-term loans, along with credit insurance and tax preparation services. It exists to give working people a reliable borrowing option outside of banks, credit unions, and credit card companies.

Key Fundamentals

EPS10.18
P/E16.16
ROE14.19
RPS128
ROIC7.89
ROA4.63
Interest Cover2.34
EBITDA, mln120
EV / EBITDA12.06
EV / EBIT12.76
Revenue, mln597
EV / Revenue2.43

Quote Details

Last 164.47
Change -11.45 (-6.51%)
Open 175.82
Volume 76,585
Turnover 12,595,935
Average Volume 53,755

Financial Ratios

Pre-Tax Profit Margin11
Leverage Ratio3.11
Current Ratio0.23
Price / Book2.15
Price / Tangible Book2.22
Price / Cash Flow3.69
Price / Free Cash Flow3.05
Debt / Equity1.92
Price / Sales1.30
PEG Ratio3.23

Financial Strength

Altman Z-Score1.55
Piotroski F-Score 7 / 9
Beneish M-Score-3.53
Price to Intrinsic Value0.24
Price to Lynch Fair Value2.19
Price to Graham Number1.24
1-Year Target Price180.00
Shiller PE Ratio17.25
Short Ratio6.45
Short % of Float99.58

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -1.54% 32 / 100   
1 Month -4.17% 41 / 100   
2 Months -16.01% 25 / 100   
6 Months 8.19% 81 / 100   
1 Year 24.7% 83 / 100   



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