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Uwharrie Capital Corp

OTC • Financial Services • Banks - Regional • Quote as of 10/30/2026
Uwharrie Capital Corp stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization102.01 mln
Float6.24 mln
Earnings Date10/29/2026

EPS

1.75
Decent

P / E

8.22
Undervalued

Piotroski F-Score

8 / 9
Very strong

Relative Strength

74 / 100
Outperforming

Debt / Equity

0.44
Low leverage

Pre-Tax Margin

32%
Strong margin

Business Description

Founded in 1983 and based in Albemarle, North Carolina, Uwharrie Capital Corp is the parent company of Uwharrie Bank, serving everyday customers and local businesses across North Carolina. The bank offers a broad range of financial products, including deposit accounts, personal and business loans, mortgages, and lines of credit, alongside digital and telephone banking options. Customers can also access investment and trust management services, insurance products, and mortgage brokerage support across the Charlotte Metropolitan and Uwharrie Lakes areas.

Key Fundamentals

EPS1.75
P/E8.22
ROE19.82
RPS7.39
ROIC1.18
ROA1.04
Interest Cover0.88
EBITDA, mln19.63
EV / EBITDA6.79
EV / EBIT7.34
Revenue, mln51.96
EV / Revenue2.56

Quote Details

Last 14.3900
Change 0.06 (0.42%)
Open 14.3300
Volume 2,041
Turnover 29,370
Average Volume 8,614.57

Financial Ratios

Pre-Tax Profit Margin32
Leverage Ratio17.36
Current Ratio905
Price / Book1.45
Price / Tangible Book1.45
Price / Cash Flow6.76
Price / Free Cash Flow13.97
Debt / Equity0.44
Price / Sales2.00
PEG Ratio1.22

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.50
Price to Lynch Fair Value0.54
Price to Graham Number0.73
Shiller PE Ratio14.73

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 2.71% 77 / 100   
1 Month -2.24% 54 / 100   
2 Months 31.06% 92 / 100   
6 Months 41.16% 91 / 100   
1 Year 102% 92 / 100   



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