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Universal Insurance Holdings Inc

NYSE • Financial Services • Insurance - Property & Casualty • Quote as of 10/30/2026
Universal Insurance Holdings Inc stock price and volume chart

Company Profile

IndustryInsurance - Property & Casualty
SectorFinancial Services
ExchangeNYSE
Market Capitalization1,292.72 mln
Float25.32 mln
Earnings Date02/25/2027

EPS

8.02
Strong

P / E

6.05
Undervalued

Piotroski F-Score

8 / 9
Very strong

1-Year Forecast

51.00
Modest upside

Relative Strength

77 / 100
Strongly outperforming

Debt / Equity

0.15
Very low leverage

Business Description

Universal Insurance Holdings is a Florida-based company that provides personal residential insurance products across the United States, covering homeowners, renters, condo owners, and related property needs. The company manages the full insurance process in-house, from pricing and underwriting to claims handling and reinsurance, giving it strong control over its operations. Customers can access its products through independent agents, online, or via its own digital platform, Clovered.com.

Key Fundamentals

EPS8.02
P/E6.05
ROE39.91
RPS60.49
ROIC15.45
ROA9.46
Interest Cover43.63
EBITDA, mln317
EV / EBITDA4.80
EV / EBIT4.80
Revenue, mln1,666
EV / Revenue0.91

Quote Details

Last 48.50
Change 0.94 (1.98%)
Open 49.17
Volume 279,702
Turnover 13,565,547
Average Volume 215,372

Financial Ratios

Pre-Tax Profit Margin19
Leverage Ratio4.93
Current Ratio0.53
Price / Book2.09
Price / Tangible Book2.10
Price / Cash Flow4.55
Price / Free Cash Flow4.16
Debt / Equity0.15
Price / Sales0.85

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.47
Price to Graham Number0.86
1-Year Target Price51.00
Shiller PE Ratio17.80
Short Ratio4.75
Short % of Float3.83

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.7% 30 / 100   
1 Month 12.45% 92 / 100   
2 Months 12.32% 91 / 100   
6 Months 23.1% 92 / 100   
1 Year 57.57% 94 / 100   



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