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Usio Inc

NASDAQ • Technology • Software - Infrastructure • Quote as of 10/30/2026
Usio Inc stock price and volume chart

Company Profile

IndustrySoftware - Infrastructure
SectorTechnology
ExchangeNASDAQ
Market Capitalization91.19 mln
Float17.95 mln
Earnings Date11/11/2026

Piotroski F-Score

3 / 9
Below average

Beneish M-Score

-2.28
Borderline

Relative Strength

82 / 100
Strongly outperforming

Debt / Equity

0.25
Very low leverage

Pre-Tax Margin

-1%
Barely loss-making

ROE

-8.17
Negative

Business Description

Usio Inc. is a San Antonio, Texas-based company founded in 1998 that provides electronic payment processing solutions to businesses across the United States. The company handles a wide range of payment types, including ACH transfers, credit and debit cards, prepaid cards, and phone-based payments, serving clients through both direct channels and reseller partnerships. Usio also supports businesses with bill delivery, document processing, and printing services, with particular focus on utilities and financial institutions.

Key Fundamentals

EPS-0.06
ROE-8.17
RPS3.36
ROIC-1.05
ROA-1.29
Interest Cover-15.09
EBITDA, mln0.79
EV / EBITDA94.22
EV / EBIT-104
Revenue, mln92.57
EV / Revenue0.80

Quote Details

Last 2.92
Change -0.33 (-10.15%)
Open 3.18
Volume 334,479
Turnover 976,679
Average Volume 178,449

Financial Ratios

Pre-Tax Profit Margin-1
Leverage Ratio6.59
Current Ratio1.10
Price / Book4.13
Price / Tangible Book4.13
Price / Cash Flow136
Debt / Equity0.25
Price / Sales0.82
PEG Ratio0.95

Financial Strength

Altman Z-Score0.45
Piotroski F-Score 3 / 9
Beneish M-Score-2.28
Price to Intrinsic Value1.38
Short Ratio0.23
Short % of Float0.27

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -7.01% 13 / 100   
1 Month 3.55% 81 / 100   
2 Months 51.3% 97 / 100   
6 Months 150% 99 / 100   
1 Year 103% 97 / 100   



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