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Provident Financial Holdings Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026
Provident Financial Holdings Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization112.74 mln
Float4.89 mln
Earnings Date01/27/2027

EPS

1.03
Moderate

P / E

17.64
Moderately valued

Piotroski F-Score

9 / 9
Exceptional

Relative Strength

56 / 100
Slightly ahead

Debt / Equity

1.37
Elevated leverage

Pre-Tax Margin

22%
Healthy margin

Business Description

Founded in 1956 and based in Riverside, California, Provident Financial Holdings is the parent company of Provident Savings Bank, serving individuals, small businesses, and larger institutions across Southern California. The bank offers a broad range of deposit accounts, mortgage and commercial lending options, and wealth management solutions, including annuities and mutual funds. It also supports real estate transactions through trustee services.

Key Fundamentals

EPS1.03
P/E17.64
ROE5.16
RPS6.33
ROIC1.00
ROA0.54
Interest Cover0.47
EBITDA, mln19.25
EV / EBITDA12.15
EV / EBIT14.44
Revenue, mln40.95
EV / Revenue5.71

Quote Details

Last 18.17
Change -0.03 (-0.16%)
Open 18.20
Volume 8,192
Turnover 148,849
Average Volume 14,391

Financial Ratios

Pre-Tax Profit Margin22
Leverage Ratio9.65
Current Ratio0.14
Price / Book0.90
Price / Tangible Book0.90
Price / Cash Flow12.62
Price / Free Cash Flow13.76
Debt / Equity1.37
Price / Sales2.84
PEG Ratio4.93

Financial Strength

Piotroski F-Score 9 / 9
Price to Intrinsic Value0.56
Price to Graham Number0.84
Shiller PE Ratio17.31
Short Ratio1.48
Short % of Float0.45

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.16% 49 / 100   
1 Month -0.44% 56 / 100   
2 Months 6.07% 84 / 100   
6 Months 7.64% 80 / 100   
1 Year 19.78% 79 / 100   



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