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Pathfinder Bancorp Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026
Pathfinder Bancorp Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization106.74 mln
Float3.29 mln
Earnings Date10/30/2026

EPS

0.01
Overpriced

P / E

1,700
Bubble territory

Piotroski F-Score

4 / 9
Borderline

Relative Strength

73 / 100
Outperforming

Debt / Equity

1.44
Elevated leverage

Pre-Tax Margin

-3%
Barely loss-making

Business Description

Founded over 160 years ago and based in Oswego, New York, Pathfinder Bancorp is the parent company of Pathfinder Bank, a full-service financial institution serving everyday customers, families, small and mid-sized businesses, and local governments across the United States. The bank offers a broad range of deposit and lending options, including checking and savings accounts, certificates of deposit, home and business loans, auto and personal loans, and lines of credit. Pathfinder also helps clients with insurance needs through its brokerage services covering both property and life coverage.

Key Fundamentals

EPS0.01
P/E1,700
ROE-1.08
RPS5.44
ROIC0.16
ROA-0.09
Interest Cover-0.05
EBITDA, mln5.30
EV / EBITDA52.14
EV / EBIT94.55
Revenue, mln48.91
EV / Revenue5.65

Quote Details

Last 17.00
Change 0.28 (1.67%)
Open 17.00
Volume 262
Turnover 4,454
Average Volume 1,300.05

Financial Ratios

Pre-Tax Profit Margin-3
Leverage Ratio11.87
Current Ratio0.14
Price / Book0.85
Price / Tangible Book0.92
Price / Cash Flow7.00
Price / Free Cash Flow14.47
Debt / Equity1.44
Price / Sales2.16

Financial Strength

Piotroski F-Score 4 / 9
Price to Intrinsic Value0.49
Shiller PE Ratio21.76
Short Ratio4.65
Short % of Float0.21

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -1.22% 35 / 100   
1 Month -7.05% 35 / 100   
2 Months 5.33% 83 / 100   
6 Months 27.53% 92 / 100   
1 Year 21% 80 / 100   



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