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OptimumBank Holdings Inc

NYSE • Financial Services • Banks - Regional • Quote as of 10/30/2026
OptimumBank Holdings Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNYSE
Market Capitalization113.67 mln
Float10.35 mln
Earnings Date11/06/2026

EPS

0.87
Decent

P / E

10.52
Fair value

Piotroski F-Score

6 / 9
Solid

Relative Strength

83 / 100
Strongly outperforming

Debt / Equity

0.31
Low leverage

Pre-Tax Margin

46%
Very strong margin

Business Description

OptimumBank Holdings Inc. is a Florida-based banking company founded in 2000 and headquartered in Fort Lauderdale. It serves both individual customers and businesses by offering a broad range of deposit accounts, lending options, and everyday banking tools. Loan products cover real estate, business needs, and personal purchases, while account holders also have access to cash management, debit cards, and remote banking options.

Key Fundamentals

EPS0.87
P/E10.52
ROE16.76
RPS4.39
ROIC1.79
ROA1.75
Interest Cover1.13
EBITDA, mln28.67
EV / EBITDA8.36
EV / EBIT8.67
Revenue, mln58.74
EV / Revenue4.08

Quote Details

Last 9.15
Change 0.03 (0.33%)
Open 9.16
Volume 59,983
Turnover 548,844
Average Volume 62,637

Financial Ratios

Pre-Tax Profit Margin46
Leverage Ratio10.43
Current Ratio18.12
Price / Book1.57
Price / Tangible Book1.57
Price / Cash Flow4.03
Price / Free Cash Flow8.17
Debt / Equity0.31
Price / Sales3.54
PEG Ratio0.94

Financial Strength

Piotroski F-Score 6 / 9
Price to Intrinsic Value0.90
Price to Graham Number0.84
Shiller PE Ratio17.04
Short Ratio1.14
Short % of Float1.00

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 7.02% 91 / 100   
1 Month 5.29% 85 / 100   
2 Months 37.18% 96 / 100   
6 Months 64.27% 97 / 100   
1 Year 125% 98 / 100   



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