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OppFi Inc

NYSE • Financial Services • Credit Services • Quote as of 10/30/2026
OppFi Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization481.85 mln
Float55.25 mln
Earnings Date03/11/2027

EPS

2.14
Solid

P / E

2.63
Deeply undervalued

Piotroski F-Score

8 / 9
Very strong

Beneish M-Score

-3.68
Highly reliable

1-Year Forecast

12.06
Transformational upside

Relative Strength

37 / 100
Underperforming

Business Description

OppFi is a Chicago-based financial technology company founded in 2012 that helps everyday Americans access credit when traditional banks turn them away. Working alongside banking partners across the United States, the company delivers personal installment loans through its online lending platform, OppLoans. Its mission centers on giving underserved borrowers a fair path to affordable financing.

Key Fundamentals

EPS2.14
P/E2.63
ROE45.42
RPS8.71
ROIC26.79
ROA12.42
Interest Cover5.72
EBITDA, mln204
EV / EBITDA3.40
EV / EBIT3.49
Revenue, mln606
EV / Revenue1.14

Quote Details

Last 5.62
Change -0.24 (-4.1%)
Open 5.81
Volume 959,491
Turnover 5,392,340
Average Volume 741,770

Financial Ratios

Pre-Tax Profit Margin27
Leverage Ratio1.90
Current Ratio17.63
Price / Book1.10
Price / Tangible Book1.10
Price / Cash Flow1.17
Price / Free Cash Flow1.30
Debt / Equity0.79
Price / Sales0.81

Financial Strength

Altman Z-Score3.13
Piotroski F-Score 8 / 9
Beneish M-Score-3.68
Price to Graham Number0.55
1-Year Target Price12.06
Short Ratio5.54
Short % of Float5.03

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 3.69% 88 / 100   
1 Month -5.55% 22 / 100   
2 Months -40.34% 3 / 100   
6 Months -40.9% 5 / 100   
1 Year -45.81% 6 / 100   



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