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SBI Cards and Payment Services Ltd

BSE • Financial Services • Credit Services • Quote as of 10/30/2026
SBI Cards and Payment Services Ltd stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeBSE
Market Capitalization501,516 mln
Float299 mln
Earnings Date01/27/2027

EPS

26.91
Exceptional

P / E

19.57
Moderately valued

Piotroski F-Score

6 / 9
Solid

Beneish M-Score

-2.62
Likely reliable

1-Year Forecast

657.42
Attractive

Relative Strength

34 / 100
Underperforming

Business Description

SBI Cards and Payment Services Limited is an Indian financial company that issues credit cards to individuals and businesses across the country. Founded in 1998 and based in Gurugram, it offers a range of card products designed for travel, corporate spending, and online transactions. The company also sells insurance products to its cardholders and operates as a subsidiary of State Bank of India.

Key Fundamentals

EPS26.91
P/E19.57
ROE16.42
RPS138
ROIC7.83
ROA3.79
Interest Cover8.11
EBITDA, mln31,896
EV / EBITDA30.08
EV / EBIT31.38
Revenue, mln208,823
EV / Revenue4.60

Quote Details

Last 526.50
Change -13.5 (-2.5%)
Open 540.00
Volume 40,400
Turnover 21,270,600
Average Volume 114,474

Financial Ratios

Pre-Tax Profit Margin17
Leverage Ratio4.14
Current Ratio2.17
Price / Book3.02
Price / Tangible Book3.03
Price / Free Cash Flow7.38
Debt / Equity2.79
Price / Sales2.46
PEG Ratio0.46

Financial Strength

Altman Z-Score1.07
Piotroski F-Score 6 / 9
Beneish M-Score-2.62
Price to Intrinsic Value0.41
Price to Lynch Fair Value1.25
Price to Graham Number1.13
1-Year Target Price657.42
Shiller PE Ratio30.32

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -3.39% 22 / 100   
1 Month -9.83% 35 / 100   
2 Months -15.32% 30 / 100   
6 Months -19.19% 31 / 100   
1 Year -43.56% 16 / 100   



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