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Financial Institutions Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026
Financial Institutions Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization768.54 mln
Float19.20 mln
Earnings Date02/01/2027

EPS

4.03
Solid

P / E

9.77
Undervalued

Piotroski F-Score

8 / 9
Very strong

Relative Strength

57 / 100
Slightly ahead

Debt / Equity

0.46
Low leverage

Pre-Tax Margin

40%
Very strong margin

Business Description

Financial Institutions Inc. is a New York-based banking group that has been serving individuals, businesses, and local governments since 1817. The company offers a broad range of deposit accounts, personal and commercial loans, and mortgage products. It also provides wealth management, investment advisory, and retirement planning services, and holds real estate assets through a dedicated investment trust. Headquartered in Warsaw, New York, the company operates through several subsidiaries across the state.

Key Fundamentals

EPS4.03
P/E9.77
ROE13.21
RPS12.31
ROIC1.45
ROA1.32
Interest Cover-0.22
EBITDA, mln115
EV / EBITDA9.04
EV / EBIT9.51
Revenue, mln251
EV / Revenue4.12

Quote Details

Last 39.37
Change -1.51 (-3.69%)
Open 38.74
Volume 256,194
Turnover 10,086,358
Average Volume 104,776

Financial Ratios

Pre-Tax Profit Margin40
Leverage Ratio4.69
Current Ratio8.85
Price / Book1.24
Price / Tangible Book1.37
Price / Cash Flow12.70
Price / Free Cash Flow13.88
Debt / Equity0.46
Price / Sales3.15
PEG Ratio13.94

Financial Strength

Piotroski F-Score 8 / 9
Price to Intrinsic Value0.75
Price to Graham Number0.77
Shiller PE Ratio12.71
Short Ratio5.64
Short % of Float3.90

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -2.98% 24 / 100   
1 Month -0.28% 58 / 100   
2 Months -3.81% 43 / 100   
6 Months 16.03% 88 / 100   
1 Year 41.16% 89 / 100   



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