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Enova International Inc

NYSE • Financial Services • Credit Services • Quote as of 10/30/2026
Enova International Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNYSE
Market Capitalization4,377.62 mln
Float23.19 mln
Earnings Date02/04/2027

EPS

14.48
Robust

P / E

12.02
Fair value

Piotroski F-Score

6 / 9
Solid

1-Year Forecast

230.83
Strong upside

Relative Strength

24 / 100
Significantly lagging

Debt / Equity

3.45
Highly leveraged

Business Description

Enova International is a Chicago-based financial services company founded in 2003 that uses technology and data analysis to provide lending products to everyday consumers and small businesses across the United States, Brazil, and other markets. The company offers a range of borrowing options, including installment loans, lines of credit, and loan arrangement services, operating through well-known brands such as CashNetUSA, NetCredit, and OnDeck. It also facilitates money transfers, helping customers manage a broader set of financial needs in one place.

Key Fundamentals

EPS14.48
P/E12.02
ROE26.98
RPS73.61
ROIC10.65
ROA5.59
Interest Cover2.30
EBITDA, mln916
EV / EBITDA10.16
EV / EBIT10.59
Revenue, mln3,653
EV / Revenue2.55

Quote Details

Last 174.09
Change -6.95 (-3.84%)
Open 177.59
Volume 233,604
Turnover 40,668,120
Average Volume 334,229

Financial Ratios

Pre-Tax Profit Margin14
Leverage Ratio4.91
Current Ratio20.71
Price / Book2.60
Price / Tangible Book3.17
Price / Cash Flow2.17
Price / Free Cash Flow2.17
Debt / Equity3.45
Price / Sales1.19
PEG Ratio0.79

Financial Strength

Altman Z-Score2.75
Piotroski F-Score 6 / 9
Price to Intrinsic Value0.23
Price to Lynch Fair Value0.45
Price to Graham Number1.26
1-Year Target Price230.83
Shiller PE Ratio22.47
Short Ratio4.04
Short % of Float9.14

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 5.46% 92 / 100   
1 Month 1.52% 58 / 100   
2 Months -30.91% 5 / 100   
6 Months 1.85% 57 / 100   
1 Year 43.43% 92 / 100   



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