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Encore Capital Group Inc

NASDAQ • Financial Services • Credit Services • Quote as of 10/30/2026
Encore Capital Group Inc stock price and volume chart

Company Profile

IndustryCredit Services
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization2,120.51 mln
Float20.35 mln
Earnings Date11/04/2026

EPS

13.14
Robust

P / E

7.61
Undervalued

Piotroski F-Score

8 / 9
Very strong

Beneish M-Score

-2.34
Borderline

1-Year Forecast

117.00
Attractive

Relative Strength

38 / 100
Underperforming

Business Description

Encore Capital Group helps people manage and repay overdue debts, operating across multiple countries. The company buys large bundles of unpaid consumer debt at reduced prices, then works directly with individuals to help them settle what they owe. Beyond this, Encore provides a range of credit and debt management services to lenders dealing with loans that are no longer being repaid. Founded in 1999 and based in San Diego, California, the company serves both consumers and financial institutions worldwide.

Key Fundamentals

EPS13.14
P/E7.61
ROE30.53
RPS85.61
ROIC10.30
ROA5.63
Interest Cover2.47
EBITDA, mln710
EV / EBITDA8.81
EV / EBIT9.17
Revenue, mln1,894
EV / Revenue3.30

Quote Details

Last 99.98
Change -2.38 (-2.33%)
Open 101.88
Volume 200,440
Turnover 20,039,992
Average Volume 202,857

Financial Ratios

Pre-Tax Profit Margin21
Leverage Ratio5.16
Current Ratio1.29
Price / Book1.96
Price / Tangible Book3.84
Price / Cash Flow14.24
Price / Free Cash Flow18.21
Debt / Equity3.88
Price / Sales1.20
PEG Ratio0.17

Financial Strength

Altman Z-Score1.34
Piotroski F-Score 8 / 9
Beneish M-Score-2.34
Price to Graham Number1.09
1-Year Target Price117.00
Shiller PE Ratio19.80
Short Ratio3.29
Short % of Float5.50

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 2.3% 81 / 100   
1 Month 6.02% 87 / 100   
2 Months 5.85% 84 / 100   
6 Months 20.02% 90 / 100   
1 Year 138% 98 / 100   



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