MarketInOut Stock Screener Log In | Sign Up

Citizens Bancshares Corp

OTC • Financial Services • Banks - Regional • Quote as of 10/28/2026
Citizens Bancshares Corp stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization130.54 mln
Float1.65 mln
Earnings Date11/30/2026

EPS

5.45
Strong

P / E

13.34
Fair value

Relative Strength

89 / 100
Strongly outperforming

Debt / Equity

0.25
Very low leverage

Pre-Tax Margin

28%
Strong margin

ROE

3.49
Very low

Business Description

Founded over a century ago and based in Atlanta, Georgia, Citizens Bancshares Corporation is the parent company of Citizens Trust Bank, serving individual and business customers across the United States. The bank offers a full range of deposit accounts, credit cards, and lending options, including home mortgages, auto loans, construction loans, and commercial financing. Businesses can also take advantage of cash management, merchant payment processing, and small business funding solutions. Customers are supported through online and mobile banking, along with financial literacy programs designed to promote long-term financial well-being.

Key Fundamentals

EPS5.45
P/E13.34
ROE3.49
RPS19.25
ROIC141
ROA0.81
Interest Cover1.02
EBITDA, mln6.51
EV / EBITDA23.07
EV / EBIT23.07
Revenue, mln22.91
EV / Revenue6.56

Quote Details

Last 72.7200
Change 4.21 (6.15%)
Open 69.0000
Volume 2,284
Turnover 166,092
Average Volume 1,454.52

Financial Ratios

Pre-Tax Profit Margin28
Leverage Ratio10.97
Current Ratio0.15
Price / Book1.57
Price / Tangible Book1.58
Price / Cash Flow7.71
Price / Free Cash Flow10.40
Debt / Equity0.25
Price / Sales5.14
PEG Ratio5.35

Financial Strength

Price to Intrinsic Value2.24
Price to Lynch Fair Value1.44
Price to Graham Number1.93
Shiller PE Ratio58.13

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 10.02% 92 / 100   
1 Month 11.88% 89 / 100   
2 Months 34.79% 92 / 100   
6 Months 54.72% 93 / 100   
1 Year 61.22% 86 / 100   



Disclaimer - Privacy Policy - Terms of Service - Cookies - FAQ - Affiliates - Blog