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Community Heritage Financial Inc

OTC • Financial Services • Banks - Regional • Quote as of 10/30/2026
Community Heritage Financial Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization123.53 mln
Float2.82 mln
Earnings Date10/23/2026

EPS

2.93
Solid

P / E

14.27
Fair value

Piotroski F-Score

7 / 9
Strong

Relative Strength

70 / 100
Outperforming

Debt / Equity

0.25
Very low leverage

Pre-Tax Margin

21%
Healthy margin

Business Description

Founded in 1908 and headquartered in Middletown, Maryland, Community Heritage Financial Inc. is the parent company of Middletown Valley Bank, serving individuals and businesses across Maryland and Pennsylvania. The bank offers a broad range of deposit and lending options, including checking and savings accounts, personal and commercial loans, real estate mortgages, and home equity products. Customers also have access to modern conveniences such as mobile banking, digital wallets, credit cards, and cash management tools, making it a full-service financial institution for both everyday and long-term financial needs.

Key Fundamentals

EPS2.93
P/E14.27
ROE6.89
RPS12.54
ROIC0.66
ROA0.53
Interest Cover0.39
EBITDA, mln9.53
EV / EBITDA7.25
EV / EBIT7.25
Revenue, mln38.17
EV / Revenue1.81

Quote Details

Last 41.8000
Change -0.0189 (-0.05%)
Open 41.2700
Volume 400
Turnover 16,720
Average Volume 4,791.48

Financial Ratios

Pre-Tax Profit Margin21
Leverage Ratio13.46
Price / Book1.39
Price / Tangible Book1.42
Price / Free Cash Flow11.19
Debt / Equity0.25
Price / Sales3.24
PEG Ratio4.54

Financial Strength

Piotroski F-Score 7 / 9
Price to Intrinsic Value0.93
Price to Lynch Fair Value3.57
Price to Graham Number1.13

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week 2.78% 77 / 100   
1 Month 0.97% 68 / 100   
2 Months 55.55% 96 / 100   
6 Months 52.03% 93 / 100   
1 Year 138% 95 / 100   



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