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Citizens Financial Corp (West Virginia)

OTC • Financial Services • Banks - Regional • Quote as of 10/30/2026
Citizens Financial Corp (West Virginia) stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeOTC
Market Capitalization100.48 mln
Float1.52 mln
Earnings Date01/19/2027

EPS

7.33
Strong

P / E

7.64
Undervalued

Piotroski F-Score

6 / 9
Solid

Relative Strength

90 / 100
Top performer

Debt / Equity

0.25
Very low leverage

Pre-Tax Margin

44%
Very strong margin

Business Description

Founded in 1924 and based in Elkins, West Virginia, Citizens Financial Corp. is the parent company of Citizens Bank of West Virginia, serving individuals and businesses throughout the state. The bank offers a broad range of financial products, from everyday checking and savings accounts to auto, home, and commercial loans, as well as investment and retirement planning services. Customers can also access trust services, insurance products, and a full suite of digital banking tools including mobile deposits, online bill pay, and digital wallets.

Key Fundamentals

EPS7.33
P/E7.64
ROE20.35
RPS19.32
ROIC1.77
ROA1.77
Interest Cover1.29
EBITDA, mln16.41
EV / EBITDA6.07
EV / EBIT6.07
Revenue, mln37.47
EV / Revenue2.66

Quote Details

Last 56.0000
Change 0 (0%)
Open 55.0500
Volume 38
Turnover 2,128
Average Volume 1,181.33

Financial Ratios

Pre-Tax Profit Margin44
Leverage Ratio11.92
Price / Book1.43
Price / Tangible Book1.43
Price / Free Cash Flow7.95
Debt / Equity0.25
Price / Sales2.66
PEG Ratio0.56

Financial Strength

Piotroski F-Score 6 / 9
Price to Intrinsic Value1.41
Price to Lynch Fair Value0.30
Price to Graham Number0.69
Shiller PE Ratio18.78

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -0.26% 50 / 100   
1 Month 9.35% 85 / 100   
2 Months 16.8% 86 / 100   
6 Months 60.62% 94 / 100   
1 Year 215% 97 / 100   



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