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Bank of the James Financial Group Inc

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026
Bank of the James Financial Group Inc stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization107.95 mln
Float3.96 mln
Earnings Date10/30/2026

EPS

2.53
Solid

P / E

9.39
Undervalued

Piotroski F-Score

9 / 9
Exceptional

Relative Strength

13 / 100
Significantly lagging

Debt / Equity

0.10
Very low leverage

Pre-Tax Margin

28%
Strong margin

Business Description

Bank of the James Financial Group, founded in 1999 and based in Lynchburg, Virginia, serves individuals, businesses, and government bodies across Virginia through retail and commercial banking, mortgage lending, and wealth management. Customers can access a full range of deposit accounts, personal and business loans, and real estate financing, alongside investment planning, insurance products, and brokerage services. The company also supports everyday banking needs through credit cards, treasury management, and digital banking tools including online bill pay and mobile access.

Key Fundamentals

EPS2.53
P/E9.39
ROE14.61
RPS11.27
ROIC1.18
ROA1.11
Interest Cover0.55
EBITDA, mln16.70
EV / EBITDA5.51
EV / EBIT6.22
Revenue, mln51.76
EV / Revenue1.78

Quote Details

Last 23.76
Change 0.09 (0.38%)
Open 23.67
Volume 40,490
Turnover 962,042
Average Volume 44,446

Financial Ratios

Pre-Tax Profit Margin28
Leverage Ratio13.57
Price / Book1.30
Price / Tangible Book1.43
Price / Cash Flow8.56
Price / Free Cash Flow9.38
Debt / Equity0.10
Price / Sales2.09
PEG Ratio2.54

Financial Strength

Piotroski F-Score 9 / 9
Price to Intrinsic Value0.67
Price to Lynch Fair Value1.24
Price to Graham Number0.77
Shiller PE Ratio13.99
Short Ratio0.63
Short % of Float0.68

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -20.08% 4 / 100   
1 Month -12.65% 26 / 100   
2 Months -11.71% 30 / 100   
6 Months 4.44% 74 / 100   
1 Year 49.15% 91 / 100   



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