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BayFirst Financial Corp

NASDAQ • Financial Services • Banks - Regional • Quote as of 10/30/2026
BayFirst Financial Corp stock price and volume chart

Company Profile

IndustryBanks - Regional
SectorFinancial Services
ExchangeNASDAQ
Market Capitalization180.21 mln
Float10.23 mln
Earnings Date02/04/2027

Piotroski F-Score

5 / 9
Neutral

Relative Strength

20 / 100
Significantly lagging

Debt / Equity

0.17
Very low leverage

Pre-Tax Margin

-186%
Severely loss-making

ROE

-64.26
Deeply negative

ROA

-4.86
Negative

Business Description

BayFirst Financial Corp. is a Florida-based bank holding company serving individuals and businesses of all sizes through its subsidiary, BayFirst National Bank. Customers can access a full range of deposit accounts, loans, and mortgage products, along with modern banking tools such as mobile banking, cash management, and merchant processing. The bank operates multiple branches across Pinellas, Hillsborough, Manatee, and Sarasota counties, and has been headquartered in Saint Petersburg, Florida since its founding in 1999.

Key Fundamentals

EPS-4.29
ROE-64.26
RPS0.36
ROIC-4.79
ROA-4.86
Interest Cover-1.77
EBITDA, mln-79.14
EV / EBITDA-3.30
EV / EBIT-3.21
Revenue, mln44.43
EV / Revenue5.87

Quote Details

Last 5.80
Change -0.37 (-6%)
Open 6.21
Volume 32,945
Turnover 191,081
Average Volume 89,851

Financial Ratios

Pre-Tax Profit Margin-186
Leverage Ratio2.13
Price / Book0.93
Price / Tangible Book0.93
Price / Cash Flow0.16
Price / Free Cash Flow0.16
Debt / Equity0.17
Price / Sales0.54

Financial Strength

Piotroski F-Score 5 / 9
Price to Intrinsic Value0.01
Shiller PE Ratio2.47
Short Ratio3.98
Short % of Float2.47

Price Performance & Relative Strength

Period Price Performance Relative Strength
1 Week -15.7% 6 / 100   
1 Month -21.09% 17 / 100   
2 Months -5.23% 40 / 100   
6 Months -8.95% 37 / 100   
1 Year -40.21% 22 / 100   



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